Have you been dreaming of a ST ANDREW's WATER VIEW COTTAGE? Don't wait, this one offers you all the charm of mossed draped oaks, quiet streets and a STUNNING BAY VIEW!! This well cared for home is solid brick with a 24 gauge standing seam metal roof, impact resistant windows, new wiring and plumbing. The kitchen features all new white cabinetry, quartz counter tops and a large gas cook top with a striking stainless hood. The living room, dining area, and kitchen have been opened up to make the most of the square footage. Outside, there is a new storage building but still plenty of room to add on or build a detached garage. The possibilities are endless; NO HOA'S, NO REQUIRED FLOOD INSURANCE and in a GOLF CART FRIENDLY quiet neighborhood within walking