CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. BAY FRONT HOME WITH STUNNING VIEWS! Downtown St Andrews in Panama City is the place to be and you are literally steps away to this historic waterfront district where you can enjoy walkability to all the shops, restaurants, coffee shops, parks, the marina, and more. This waterfront home has been loved and maintained over the years and has great bones for the next owner. 3 bedrooms, 2 baths, gorgeous hardwood floors, and a family room that is over 30 ft wide with floor to ceiling windows to showcase the gorgeous views of St Andrew's Bay. Watch the dolphins play from your windows and catch fish in your back yard! Perfect location. No HOA. Short term rental is allowed. Call today to schedule your private showing and take advantage of the rare opportunity to own this bay front property.