Owner Financing Available. Welcome to your tranquil waterfront paradise in Panama City Beach! This stunning custom home sits majestically on a sprawling .91 acre lot, boasting 100 feet of prime lagoon frontage with deep water access to the Gulf. Luxury waterfront living awaits with your private 120-foot dock, complete with a boathouse and an 8,000-pound boat lift, providing access to the Gulf. Whether you're a boating enthusiast or simply enjoy the tranquility of waterfront living, this home offers the epitome of coastal lifestyle.Upon entering through the grand foyer with soaring 21 ft. ceilings, you'll be greeted by an open design living space. The formal dining room continues with the 21ft. ceiling and offers built-in serving cabinets. The open living room features a wet bar and panoramic views of the yard, oak trees and the water.The kitchen is equipped with ample cabinets, granite counters, an island, and a breakfast bar. The eat-in kitchen offers picturesque views of the water, creating the perfect ambiance for every meal.The primary bedroom suite on the main floor boasts his and her closets, a double vanity, a separate shower and tub, all while offering stunning views of the yard and lagoon. An additional bedroom or home office is conveniently located downstairs, along with a half bathroom for guests.Upstairs, a spacious landing leads to a sprawling bonus living room with built-in desk space, perfect for a media room or entertainment area. Step out onto the covered balcony to soak in the panoramic views of the yard and water.Bedrooms 2 and 3 upstairs share a Jack and Jill bathroom with a double vanity, shower and tub. The potential 5th bedroom and full bath awaits your personal touch. The 11 x 33 ft. area has been plumbed for a bathroom and has private access to the covered balcony. (design markups available in the photos).Outside, the rear under covered patio spans the length of the home, providing ample space for outdoor entertaining or simply enjoying the coastal breeze. Imagine sipping your morning coffee or hosting soirees with friends while overlooking the manicured yard and the serene waters, all under the shade of magnificent oak trees. The two-car garage, along with an attached car port, provides covered storage for 3 vehicles. A door in the rear of the garage leads to the workshop with garage door access to the rear yard- perfect for DIY projects, storing lawn equipment or a golfcart.Don't miss your chance to experience the ultimate waterfront lifestyle in this exceptional home on North Lagoon Drive. Potential Owner Financing - terms negotiated at time of offer .Make an appointment today - easy to show.